What To Do After an Accident
An aircraft accident changes everything instantly. What you do in the first hours will affect insurance coverage, legal exposure, your reputation as a contract pilot, and your ability to continue working. This guidance is intended to help contract pilots protect themselves, the aircraft owner, and the people involved.
Secure people first. Medical care comes before everything. Do not argue about fault, do not explain, and do not speculate. Get everyone treated.
Preserve the scene. Once people are safe, do not move the aircraft unless required for safety, do not allow parts to be removed, and do not clean up. The aircraft is evidence.
Do not make statements. You will be asked what happened, what failed, and who was responsible. Your response should be: “I need to speak with my insurer and counsel.”
Call the insurer first. The insurance company controls legal defense, accident investigation, communications, and crisis response. Do not call lawyers, brokers, or media first.
Do not write anything casual. Text messages, emails, and group chats become discoverable. Do not describe what happened or speculate.
Public and social media silence is required. Do not post anything online. Do not post photos, videos, tail numbers, names of passengers or crew, or medical condition. Do not create or support fundraising or memorial pages. Professional accident response is quiet and routed through insurance and counsel.
Let the NTSB do its job. If reporting thresholds are met, the NTSB will take control and the FAA may follow. You cooperate and do not volunteer theories.
Protect the owner and the crew. Loose statements from one party can damage all three: the owner, the contract pilot, and the insurer.
Who notifies families. Contract pilots do not notify families. That is handled by the operator through the insurance company’s crisis-response team.
What happens next. Insurance appoints investigators and legal counsel and controls communications. Follow instructions and provide records when requested.
What ends careers. Casual admissions, social media, and untreated trauma. Accidents can leave pilots with PTSD, survivor’s guilt, anxiety, sleep disruption, and loss of confidence.
Dealing with authorities. Local police, fire, FAA, and NTSB will attempt to obtain statements. Use: “I will fully cooperate. I need to speak with my insurer and counsel before making any statements.” Keep interactions brief and factual.
Bottom line. Say nothing publicly. Post nothing. Share nothing. Let insurance and counsel handle communication.
